Financial Abuse is a subtle yet insidious form of control that can occur in various relationships, not only between romantic partners but also between caregivers and dependents, parents and children, or others where financial control can be wielded as a weapon.
Financial Abuse involves the control or manipulation of an individual’s finances within a relationship. This can include withholding access to money, controlling spending, denying the individual the ability to work, or forcing them to hand over their income or assets.
Identifiable Victim Markers (IVMs):
• Compliance: The victim may comply with the financial demands out of fear, love, or the belief that they have no other option.
• Conditioned Beliefs: Developing beliefs that the financial control is normal, justified, or deserved.
• Dismissive: Minimizing or dismissing the severity of the abuse, possibly as a coping mechanism.
• Labeling: The abuser might label the victim as irresponsible or incapable of handling money as a justification for the control.
• Minimization: The victim may minimize the abuse, believing it’s not serious or that they are overreacting.
• Nervousness: Anxiety or worry about finances, spending, or the reactions of the abuser.
• Overworking: In some cases, the victim may be forced to work excessively to meet the financial demands of the abuser.
• Self-blame: Believing that they are at fault for the financial abuse or have brought it upon themselves.
• Self-criticism: Internalizing negative messages about their financial abilities or worth.
• Self-doubt: Doubting their ability to manage finances or make financial decisions independently.